Certificate of Deposit (CD): $1,000 Minimum balance to open a new CD online. There will be a penalty for early withdrawal. Rates subject to change at any time before account is opened. Fees may reduce earnings. Annual Percentage Yields (APYs) accurate as of
*The Earn>More Money Market Account is a tiered rate account. The minimum balance to open and earn the above stated APY is $5,000. If your daily balance is $5,000 or more, the APY is 1.15% and the interest rate is 1.14%. If your daily balance is below $5,000, the APY is 0.25% and the interest rate is 0.25%. We reserve the right to change the APY at any time without notice. Fees could reduce earnings. Bank is not responsible for typographical errors. NYCB reserves the right to cancel or modify this offer at any time without notice. The Annual Percentage Yield (APY) is accurate as of
New online CD accounts will be opened after we complete our application review process and, if approved for opening, will earn interest beginning as of the business day that funds are received. Our business days are Monday through Friday, excluding Federal holidays. See Account Agreement and Schedule of Fees for details about CD Accounts. Not available for business or non-profit accounts.
Notice of Changes in Temporary FDIC Insurance Coverage for Transaction Accounts. Click here
Copyright 2012. AmTrust Direct, a service of New York Community Bank. All rights reserved.